Sorry, I was distracted and posting from my iPad. I meant to say that if you are nervous and unsure...WAIT. I have had family members and very close friends involved in wrecks that have unspeakable consequences.
Also, if you just came here for gory stories, then likely you're not ready for a bike. You either are willing to accept that at least once and likely more often you will lay that bike down. When you are a new rider, you will likely lay that bike down several times and most frequently in parking lots and at red lights. My other half rides and is an exceptional rider. I worry every time he goes out there because of other drivers. There is a reason he'll go down the highway at 90+...it's to be pro-active and avoid other drivers. If he goes faster than the flow of traffic and is ahead of the other drivers, they're less likely to get in the way. Now, he's been riding since a very young age, and I have been riding for several years as well, we're now thinking of selling our bikes.
Insurance is very expensive if you finance the bike... talking $100/month or more easily. You will lay it down multiple times, especially riding it home so please get leathers before you buy it. A lot of dealers will work accessories into financing for you.
Best of luck.